SUM1 supports Stokvels as they transition from savings to investments while preserving their cultural identity. This ensures money circulates within the community, generating both return and impact.

We are not your usual stokvel partner. We help your stokvel grow, backing your Stokvels goals for generations to come.
When you win, your whole community wins. Invest together, prosper together. That’s the power of a stokvel.
Whether you’re saving for school fees, improving your home, or launching that big idea, SUM1 is here to help you save towards life’s greatest moments.


Behind every stokvel is a story—of families saving together, dreams moving closer, and communities supporting one another. SUM1 helps your savings move with with purpose.
We’ve kept the heart of stokvels and made them easier to manage, more connected, and built to help grow stokvel savings. Your stokvel helps you achieve your goals while driving growth in the local economy That’s the SUM1 way.
SUM1 helps you turn ideas into action and savings into stories worth telling. Whether it’s starting something new or securing something important, your destination matters and we’ll walk the road with you.

On average, members that contributed R6,000 a year (R500 per month) have earned annual returns between 15% and 19%.*
* Past performance is not an indicator of future results.
Our members make stokvels look real good with all those smiles. Read their stories and then make your own.

“My Family Home Rooftop”
I started with just R500 a month and then went all in and finished the roof of my family home in the Eastern Cape. Since then, I’ve learned to plan my spending and make my money work with purpose.

“Rainy Day? Sorted”
Before I joined Sum1 I was blank about money but being part of Sum1 has helped me deal with my money better, so I am wiser by being part of a group of like minded people. This has helped me save for a rainy day which has now been taken care of.

“Lobola Taken Care Of”
Sum1 has helped me prepare for life’s big moments and unexpected costs. My partner and I saved for lobola and the events around it. We’re now putting money aside for our wedding, and each round brings us closer to that goal.

“Apartment Deposit. Sorted.”
I joined Sum1 looking for better returns than the bank and have never looked back. I’ve saved for an apartment deposit. Being part of a like-minded community has kept me disciplined to keep building towards my next financial goal.

“My garage stands. Thanks, Sum1.”
I am very happy with the outcome of investing with Sum1. It has helped me to complete the structure of a garage in my home. I look forward to investing again this year.