Our Supporters
How It Works
Start your journey by creating a SUM1 stokvel group online.
01. Start Your Stokvel
Register your stokvel on our WebApp. Not part of a stokvel? Join solo.
02. Put Money In
Members save from R500/month for 12 months. Feeling bold? Start with a lump sum.
03. Let It Grow
Sum1 invests your stokvel's cash into local businesses of your choice for 12 months.
04. Payout or Reinvest
Cash out after 13 months to unlock your goals or reinvest.
How It Works
Start your journey by creating a SUM1 stokvel group online.
01. Start Your Stokvel
Register your stokvel on our WebApp. Not part of a stokvel? Join solo.
02. Put Money In
Members save from R500/month for 12 months. Feeling bold? Start with a lump sum.
03. Let It Grow
Sum1 invests your stokvel's cash into local businesses of your choice for 12 months.
04. Payout or Reinvest
Cash out after 13 months to unlock your goals or reinvest.
Investing in SUM1
Stokvels are backing high-impact, established businesses with proven track records; the kind that supply major retailers, export internationally, and power logistics for leading e-commerce brands. Your investments help these businesses grow, create jobs, and keep wealth flowing into our communities.
Mebala
Slow fashion brand that produces leather tech-enhanced products for local manufacture.
UkuHamba
An award-winning healthcare company making low-cost prosthetics.
Farmers Market
Soweto ecosystem connecting local farmers, schools, and households.
Remlo
All natural skin products that help with pigmentation, dark marks, uneven skintone.
Izaza
Bold frames for bold people merging fashion and function for everyday confidence.
Estratweni Food
Estratweni Mobile Foods is a food catering business. Started in 2016 with only R200.
Azowel Projects
Cultivating high-demand commodity crops using state of the art hydroponic technologies.
When they grow, we all grow.
- Your stokvel invests directly into local businesses.
- Local businesses receive asset financing, expanding operations.
- As the businesses repay their financing with interest, your stokvel earns returns.
STOKVEL RETURNS
On average, members that contributed R6,000 a year (R500 per month) have earned annual returns between 15% and 19%.*
* Past performance is not an indicator of future results.
What Sum1 Says
Our members make stokvels look real good with all those smiles. Read their stories and then make your own.
Ayabonga
Western Cape | Since 2023
“My Family Home Rooftop”
I started with just R500 a month and then went all in and finished the roof of my family home in the Eastern Cape. Since then, I’ve learned to plan my spending and make my money work with purpose.
Lwando
Western Cape | Since 2021
“Rainy Day? Sorted”
Before I joined Sum1 I was blank about money but being part of Sum1 has helped me deal with my money better, so I am wiser by being part of a group of like minded people. This has helped me save for a rainy day which has now been taken care of.
Nkosinathi
Gauteng | Since 2024
“Lobola Taken Care Of”
Sum1 has helped me prepare for life’s big moments and unexpected costs. My partner and I saved for lobola and the events around it. We’re now putting money aside for our wedding, and each round brings us closer to that goal.
Emily
Gauteng | Since 2021
“Apartment Deposit. Sorted.”
I joined Sum1 looking for better returns than the bank and have never looked back. I’ve saved for an apartment deposit. Being part of a like-minded community has kept me disciplined to keep building towards my next financial goal.
Dolly
Limpopo | Since 2022
“My garage stands. Thanks, Sum1.”
I am very happy with the outcome of investing with Sum1. It has helped me to complete the structure of a garage in my home. I look forward to investing again this year.
1. Set Your Stokvel Goal
Sign up, invite your members, and decide on your savings goal for the year.
2. Select Your Portfolio
Invest in a portfolio of township and rural businesses.
3. Watch Your Money Grow
Easily track your contributions and returns in one place.
Smart Money Starts with SUM1
SUM1 makes investing simple – for every goal. With SUM1, you’re part of a community that saves together and wins together.
SUM1 Out & About
A quick look at our vibrant community of SUM1’ers and our shared celebrations.