How to Invest

With SUM1, your stokvel doesn’t just save – it grows. Every contribution helps your stokvel reach their goals. Simple, practical, and always within reach, no matter where life finds you.

HOW RANDS GROW

Joining is Quick
Grow Your Savings
Track Progress

Joining is Quick
Grow Your Savings
Track Progress

Learn More

See how SUM1 helps ordinary stokvels invest in extraordinary opportunities, and where we’re heading next.

In partnership

Stokvel Management Made Simple

Manage your stokvel with SUM1 – tools that simplify the work, so you can focus on building your savings and achieving your goals

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Smart Saving, Less Admin

Save together, stress less, and grow more. The Sum1 Stokvel Investor portal allows you to track members contributions, add payout details, add track performance. Managing your stokvel has never been easier.

Set Your Stokvel Goal

Select Your Portfolio

Watch Your Money Grow

WHY INVEST WITH SUM1

Made for the Way You Move

Whether you’re managing your stokvel around a family table, at a weekend gathering, or online with members across the country, SUM1 meets you wherever you are.

Get help via WhatsApp or request a callback.

Schedule a visit from a SUM1 representative for your stokvel.

Download statements and receive investment updates online.

Join our annual investor day to stay updated and engaged.

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Get Started Today

Start Your Stokvel

Put Money In

Members save from R500/month for 12 months. Feeling bold? Start with a lump sum.

Let It Grow

Sum1 invests your stokvel's cash into local businesses of your choice for 12 months.

Payout or Reinvest

Cash out after 13 months to unlock your goals or reinvest.

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Powered by People

We don’t just collect contributions, we direct community-backed capital toward high-impact, high-potential investments that create lasting value.

Assets at the Core

We invest in reproductive assets rooted in township and rural markets. The kind that continue to create impact long after the initial investment.

Smart, Tech-Enabled Growth

Our platform makes collective investing simple, transparent, and measurable, transforming stokvels into engines of scalable progress.

Community is Capital

Where one person may not have access, a collective does. By pooling funds, we turn shared belief into shared prosperity for the community, by the community.

Inclusive by Design

We unlock economic opportunities often overlooked by traditional investors, fuelling job creation and growth in underserved informal markets.